Open a bank account with Pakistan’s Best Digital Bank!

An account dedicated for the financial and lifestyle needs of freelancers..

UBL Asaan Digital Account
A PKR account that can be opened completely digitally with just your CNIC.

UBL Tezraftaar Asaan Digital Account
A PKR account for receiving money from family abroad, that can be opened completely digitally with just your CNIC.

UBL Roshan Digital Account
A multi-currency account for Pakistanis who live or have assets abroad, offering exciting investment opportunities in Pakistan.

UBL Urooj Account
UBL Urooj Account is a one of a kind current account specially designed for Women

UBL Digital Account
A PKR account with no limits on balance and transactions, that can be opened completely digitally.
Not sure which account to choose?

UBL Digital Account
A PKR account with no limits on balance and transactions, that can be opened completely digitally.
Product Features

No Minimum Balance Requirement

Debit Card

Free Insurance Coverage of Upto PKR 2.5 Million on Conventional Account

Free Cheque book

No Limits on Balance or Transactions
Eligibility

Pakistan Residents with Valid CNIC
Documents Required

Valid ID Document (CNIC)

Proof of Occupation

Proof of Income
* Free Takaful coverage of upto PKR 1.5 million on Islamic account.

UBL Asaan Digital Account
A PKR account that can be opened completely digitally with just your CNIC.
Product Features

No Minimum Balance Requirement

Debit Card

Free Insurance Coverage of Upto PKR 1.25 Million on Conventional Account

Free Cheque book

Maximum Balance limit of PKR 1 Million

Monthly Debit limit of PKR 1 Million
Eligibility

Only Available for New Customers

Pakistani Residents with Valid CNIC
Documents Required

Valid ID Document (CNIC)
* Free Takaful coverage of upto PKR 1 million for Islamic account.

UBL Freelancer Account
An account dedicated for the financial and lifestyle needs of freelancers.
Product Features

Rate Break on Loans

Eligible for Credit Card

Free General Banking Services

Preferential FX Rates

50% retention in foreign currency through
opening of simultaneous ESFCA account

Discounts on co-working spaces

Discounted Tax Facilitation

Complimentary Insurance Coverage

Business Financing

Collaboration with Freelancer’s Associations
Eligibility

Freelancers; 18+ years; Pakistani Resident Individuals
Documents Required

National Identity Card (CNIC, SNIC etc.)

Proof of residence (Utility bills etc.)

Source of Income (Either of the following source
of income is accepted)

Registration certificate/Registration at selected Freelance Platform

Registration/proof of membership at registered Freelancers Association (Such as P@SHA, PSEB)

Contract letter for Freelance services

Earning receipt/invoice within last 3 months

UBL Tezraftaar Asaan Digital Account
A PKR account for receiving money from family abroad, that can be opened completely digitally with just your CNIC.
Product Features

No Minimum Balance Requirement

Debit Card

Free Insurance Coverage of Upto PKR 2.5 Million for Conventional Account

Free Chequebook

Maximum Balance limit of PKR 3 Million

Withdrawal limit of PKR 500,000 per day
Eligibility

Only Available for New Customers
Documents Required

Valid ID Document (CNIC)
* Free Takaful coverage of upto PKR 1.5 million for Islamic account.

UBL Roshan Digital Account
A multi-currency account for Pakistanis who live or have assets abroad, offering exciting investment opportunities in Pakistan.
Product Features

Digital Account Opening & Stock Investment

Investment in Naya Pakistan Certificates

Repatriable funds

PKR/FCY Account

Funds Transfer

Roshan Equity Investment


Roshan Samaaji Khidmat

Roshan Apna Ghar
Eligibility


Foreign Nationals having Pakistan Origin Card

Employees or officials of the Federal Government or a Provincial Government posted abroad

Resident Individual Pakistanis who have duly declared assets held abroad
Documents Required

Original scanned CNIC/ NICOP/ POC

Original scanned Pakistani Passport

Original scanned other country Passport

Proof of NRP status

Proof of Profession and Source of Income/ Funds

Live /digital photo through Webcam

Signature on white paper/ scanned image of signature

Wealth statement

UBL Freelancer Digital Account
A PKR/ FCY current account for freelancers to receive money from anywhere in the world.
Product Features

No Minimum Balance Requirement

Free PayPak Debit Card

Free Insurance Coverage of Upto PKR 2.5 Million on Conventional Account

Free Cheque book

Cash Withdrawal of upto PKR 500,000 per day

Available in PKR/ FCY account
Eligibility

Only Available for Freelancers and New Customers
Documents Required

Valid ID Document (CNIC)
* Free Takaful coverage of upto PKR 1.5 million for Islamic account.
*Cheque book charges on Conventional account are as per Schedule of Charges.

UBL Urooj Account
UBL Urooj Account is a one of a kind current account specially designed for Women
Product Features

Free debit card

No minimum balance requirement

Waiver on locker rent for the first year

Free UBL Digital App/Netbanking

Free SMS Alerts

Discounts on women- centric alliances

50% waiver on front-end load for mutual funds*

Upto 2% cashback on auto loan*

Upto 4% cashback on personal loan*

Monthly school fees insurance upto PKR 15,000/- per month for 3 years (Self & Spouse covered)*
Eligibility

Only Available for Women
Documents Required

Your national identity document (CNIC, Smart Card, etc)

Your source of funds (salary slip, etc) 1

Your proof of residence (utility bills - water, electricity, gas)
* Benefits on maintaining a monthly average balance of PKR 100,000/- & above.
1 In case source of funds is through a dependent, their source of funds proof will be required.
Urooj Account is also available with UBL Ameen Islamic Banking.
Terms & Conditions apply.