Helping you live your best life

Ventura County Credit Union is with you every step of the way.

Get pre-qualified

See how much you qualify for in minutes, with no impact to your credit score!

6 Month Intro Rate HELOC

Your personal learning pathway

Reach your financial goals faster with our robust financial education resources.

Get more for your membership

Everything from cash back to big discounts to free services.

VCCU in your pocket

Our mobile app is the perfect answer to your always-on-the-move lifestyle.

6 Month Intro Rate HELOC

4.990 APR*

13 Month No Penalty Certificate

3.50% APY*

Auto Loans

5.74 APR*

Platinum Rewards Credit Card

15.95 APR*

*Annual Percentage Rate (APR) or Annual Percentage Yield (APY)

We love our community

VCCU is helping our neighbors 24/7/365.

Our mission is to improve the financial well-being of our members and our community.

Living the life

Since 1950, Ventura County Credit Union located in Southern California has been helping members reach their financial goals by offering valuable banking solutions including checking accounts, savings accounts, mortgages, credit cards, business accounts, commercial loans, wealth management services and more. Bank online, use our mobile banking app, visit one of our Ventura County branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley or Moorpark, CA or visit our ATMs throughout Ventura and Santa Barbara counties.

Juntos Avanzamos

Together We Advance

Quick Links

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Equal Housing Opportunity

Federally insured by NCUA

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Apply Online Current VCCU Member? New to VCCU?

Want to open a Youth Account ? Click here to open an account for a minor under 18.

Apply for a Home Loan

Working with a Home Loan Specialist?

Find the specialist you are working with.

Applying for a new Home Loan?

Begin here If you are just starting the Home Loan process.

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